Put the case in one folder.
Policy, carrier estimate, contractor proposal, invoices, photos, measurement report. PDFs, scans, Word, Excel, email and .zip case files are read where they sit.
Property claim workspace · Windows · Microsoft Store
The first estimate is theirs.
The record is yours.
PAi Claims turns a policy, a phone full of photos, a measurement report and a carrier's estimate into one organized case file — then shows you, line by line, where the scope doesn't match the house.
Free to install
$20 first case
Files you own
Exhibit 01 — claim dashboard
PAi Claims 1.4.3 · sample case
Why this exists
One claim. One visit. One number.
The adjuster does this every day. You do it once — usually in the worst month you've had. The first estimate arrives long before the repairs do, and it quietly defines the loss: what gets replaced, what gets dried, what gets painted, what doesn't.
The number it produces decides the year. None of that is a conspiracy — it's what fast looks like. The distance between fast and complete is where claims are lost, and it is made of paper you don't have yet.
SCOPE
The scope is written from the doorway.
Quantities estimated on a walk-through, not from measurements. That is how most estimates begin, and why a report in your hand changes the conversation.
RULES
A line item is not an explanation.
Depreciation, code items, matching, overhead and profit each follow a rule. None of those rules arrive with the estimate.
PAPER
Your evidence lives in six places.
Photos on a phone, the policy in a drawer, the contractor's proposal in an email, the measurement report in a portal you'll forget the password to.
How it works
From a folder of photos to a priced, source-traced claim.
Five steps, in the order a claim actually moves. You can stop at any point and still have a better record than you started with.
Read what the documents actually say.
Coverage limits, deductible, settlement basis, ordinance or law, suit limitation, proof-of-loss deadline — each term keeps the line it was read from. Two policies that disagree become a conflict you can see.
Price the repair yourself.
PSi estimators build a line-by-line scope from squares, pitch, edges and openings — with regional material and labor prices, and quantities you can trace back to a measurement. Where at least three separate court filings support an item, that filed price is used instead of a catalog figure.
Compare it with what the carrier wrote.
Import the carrier's estimate and see what was left out, what was priced differently, and which missing items the file can't support yet. Missing work carries no dollar figure until it's measured.
Review it from six sides, then write.
Parliament reads the case as a policyholder, an adjuster, an auditor and a settlement reviewer would. Then draft the supplement or demand letter from the record, with the citations attached.
Inside the app
The screens you'll actually live in.
Same build that ships on the Microsoft Store. Pick a view.
The brackets
Nothing is a fact because the software says so.
Every statement in the case carries a bracket. Not a confidence score — a count of what independently supports it, kept where you can inspect it.
Two documents that agree are not three. A typed case record never counts as its own
support, and an answer whose quote can't be found in the document stays unverified —
even when an AI wrote it.
Validated
Three or more independent documents state the same thing. The strongest bracket the file can earn.
Explained
Two independent documents agree. Supported, but not yet corroborated across the file.
Speculative
One document says it. Useful, quotable, and not enough on its own.
Contradicted
A single-valued fact is stated differently in two places. The conflict is kept, not smoothed over — and a total is checked against the breakdown that should add up to it.
Unverified
An answer nothing yet supports. Asked, recorded, and left visibly open.
Brackets rise and fall as documents enter or leave the case. Every change is kept in that statement's history, so you can see what the file looked like when you relied on it.
Privacy & ownership
Your case is a folder, not an account.
A claim file is a bad place to lock someone in. PAi keeps the case as ordinary files in a folder you choose — readable with or without the app, and still yours if you stop paying for access.
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Local by default.
Estimating, document reading and comparison run on your machine. AI is optional.
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Your key, or no key.
Run a local model, or connect your own provider key with consent. Nothing is sent anywhere by default.
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Read-only after access ends.
When an annual entitlement expires, the case stays viewable. You don't lose the evidence.
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Delete is a move, not a shred.
Removed documents and photos go to a removed folder inside the case.
case-2026-0142
- policy/declarations · endorsements
- photos/damage · date taken
- estimates/carrier · contractor
- measurements/roof report
- letters/supplement · demand
- removed/kept, not destroyed
- audit-logevery change, timestamped
Illustrative outline · files live on your disk
On Windows 10 and 11, x64. Case folders can be moved, backed up or handed to an attorney the same way any other folder can.
Fees
Free to install. You pay when a case starts.
No subscription to look around. The app and the demonstration case are free; you pay when a case starts.
Download & demonstration
$0to install
The app, the demonstration case, the policy reader and the estimators. Use it to see whether it fits how you work.
Install freeFirst case Start here
$20one time
One PAi Claims case, plus one complimentary PAi Legal case with Case File Creator and PSi Legal Data. The Legal case is a first-purchase bonus.
Start a caseEach later case
$179per case
Bought when you need one. Nothing runs in the background between cases, and nothing expires while you're not using it.
See in StoreAnnual access
$2,000per year
For organizations working claims continuously — disaster case managers, legal aid clinics, contractors. Files stay readable after it ends.
Talk to usPrices as published on the Microsoft Store listing. In-app purchases are handled by Microsoft. If cost is the obstacle, NFCcop accepts requests for free access — yprivateai.com.
Questions
The things people ask before installing.
Still deciding?
Install it, open the demonstration case, and look around. That costs nothing and answers more than a page can.
Do I have to use AI?
No. Reading documents, estimating and comparing with the carrier work without any AI. If you want it, you can run a local model or connect your own provider key — the app tells you which one is active.
Where does my case live?
In a folder you choose on your own computer. The files are ordinary files. Nothing is uploaded by default, and there is no account holding your evidence.
Will it tell me what my claim is worth?
It builds a source-traced repair estimate from your measurements and regional prices, and shows what the carrier's estimate leaves out. Figures stay marked provisional until documents and measurements support them. It does not promise an outcome or decide coverage.
Does it read Xactimate estimates?
Yes — carrier estimates including Xactimate summaries, line by line. It also reads contractor proposals written in plain scope language, and it will not invent a quantity the document doesn't state.
Is this legal or insurance advice?
No. PAi Claims is a documentation and estimating tool. It does not provide legal advice, insurance advice, public adjusting or an engineering opinion, and it does not determine coverage. Check every citation, deadline and figure against its source before you rely on it.
What happens when access expires?
The case stays readable. You keep the folder, the documents and the audit history; the app stops creating new work until access is renewed or another case is purchased.
What do I need to run it?
Windows 10 or 11 on x64, installed from the Microsoft Store. No separate license server, no browser tab, no cloud account.
Start with the photos you already have.
Install PAi Claims, add the policy, and let the app tell you what the file can and can't prove yet. The first case is $20.
Free to install · Windows 10/11 · $20 first case